Monday, January 25, 2021
 
 
 
 
Wolf Point Federal Credit Union
Leading the pack since 1963 . . . .
 
 
 
Fees - Effective Octover 22, 2015
 
  • Account Balancing Assistance - $25.00 per Hour
  • ACH Wire Transfers - $20.00 each
  • ACH Wire Transfers Foreign - $40.00 each
  • ATM Cash Withdrawal (Foreign) - $3.00 each
  • -- At Machine not owned or operated by us.

  • ATM Non Member Surcharge - $3.00 each, ATM located at Wolf Point Federal Credit Union
  • ATM Non Member Surcharge - $4.00 each, ATM located at Horseshoe Bar, in Oswego
  • -- Charged to any non-Wolf Point FCU cards used at our ATM's

  • ATM/Debit Card - Monthly Fee - $1.00 per card
  • -- Debited from your account at the end of the month.

  • New PIN Number - $5.00
  • ATM/Visa Debit Card Replacement - $10.00 each
  • -- Expedited Handling - $30.00 each

  • Bank Service for all NSF - $5.00
  • Canadian Check Deposit - $5.00
  • Cashier's Checks - $3.00
  • Change of Address from Post Office - $2.00
  • Collection Item (outgoing) - Cost
  • -- Plus any additional fees associated with the collection.

  • Dormant Account Fee - Monthly - $5.00
  • -- An Account is considered dormant if for 360 days no withdrawals or deposits other than credited dividends, have been made to the account

  • Early Account Closure < 90 DAYS - $25.00
  • -- Fee applies to memberships closed within 90 days of opening

  • Escheatment - $50.00
  • FAX-Incoming - $2.50
  • FAX-Incoming - After 3rd Page - $0.50
  • FAX-Outgoing - $2.00
  • FAX- Outgoing - After 3rd Page - $0.50
  • Foreign Return Check Fee - $35.00 each
  • Foreign Item Collection Processing Fee - $10.00 each
  • IRA CLOSING FEE - $5.00
  • IRA MAINTENANCE FEE - $10.00
  • IRA OPENING FEE - $5.00
  • IRA Transfer - $25.00 each
  • Common Fee Schedule
  • Late Loan Payment Fee - $30.00
  • Levy/Garnishment Processing - $100.00
  • Loan Application Fee - $20.00
  • Manual Transfer - Share to Share Draft - $4.00
  • Membership Required Deposit - $25.00
  • Membership Account Reopen -1st Time - 40.00
  • Membership Account Reopen -2nd Time - $75.00
  • Membership Account Reopen -3rd Time - $100.00
  • Membership Reopen - Increments of - $35.00
  • Money Orders - $1.50


  • Monthly Maintenance Fee's
    -- Basic Share Draft Accounts - $4.00 per month
    -- Merit Share Draft Accounts - $6.00 per month
    -- An excessive check fee of $.10 will be charged each draft in excess of 60 during the month.
    -- Prestige Share Draft Account - $4.00 If you fail to keep an average daily balance of $750.00 for the Monthly Statement Cycle.
  • Nonsufficient Funds Draft or Check - $32.00 per item
  • Nonsufficient Funds ATM Withdrawal - $32.00 per item
  • Nonsufficient Funds Debit Card Purchase - $32.00per item
  • Nonsufficient Funds Preauthorized Withdrawal - $32.00 item


  • Notary Service - Free
  • Credit Union Checks - $3.00
  • Official Check Copy - $5.00
  • Overdraft Privilege - $32.00
  • Pick up on Proper ID To cash a Credit Union Check - $15.00
  • REG -D - $5.00 Occurs after 6 transactions per month
  • Repossession Redemption/Administrative Cost, plus $ 75.00
  • Research - $25.00 Per Hour Plus $5 per statement copy, minimum one hour


  • Returned Item Fee - $35.00 each
  • Returned Mail Fee - $2.00 each
  • Share Draft (Check) Copy - $5.00 each
  • Statement Copy - $5.00 each
  • Statement Printout - $0.50 each
  • Sight Draft and Collection Items - $35.00
  • Stop Payments - All Items $35.00 each
  • Transfer - Share to Share Draft - Computer Generated - $3.00


  • Verification of Deposit - $10.00 each
  • Verification of Deposit through Wolf Point Online - Free
  • Visa Dispute Processing - $20.00
  • Visa Gift Card - $5.00
  • Visa Travel Card Purchase - $7.00
  • Visa Travel Card reload - $6.50
  • Wire Transfer (Domestic) Outgoing - $20.00 each
  • Wire Transfer (Foreign) Outgoing - $40.00 each
  • Wire Transfer - Rejected Fee - $20.00
  • Wolf Point Online Home Banking - Free
  • Wolf Point Online Statements - Free


  • All fees are subject to change.
 
Wolf Point Federal Credit Union
Wolf Point, Montana

 
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